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Financial Calculators
Built for India

SIP, EMI, PPF, NPS, income tax, and more — with beautiful charts, year-by-year breakdowns, and results you can share.

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SIP Calculator

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Monthly Investment₹10,000

Time Period10 years

Expected Return12%

Maturity Value+₹11.2L gains

₹23,23,391

on ₹12,00,000 invested over 10 years

Open SIP Calculator Explore All Calculators

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Save Tax

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Plan Retirement

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SIP Step Up SIP MF Returns ETF Lumpsum FD

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SIP Calculator

Calculate mutual fund SIP returns with compound interest

EMI Calculator

Calculate monthly EMI for home, car, or personal loans

PPF Calculator

Calculate Public Provident Fund returns over 15+ years

NPS Calculator

Plan your retirement corpus and pension with NPS

FD Calculator

Calculate fixed deposit maturity with compound interest

Income Tax Calculator

Calculate income tax under old and new regime for FY 2025-26

Investment

12 calculators

SIP Calculator

Calculate mutual fund SIP returns with compound interest

NPS Calculator

Plan your retirement corpus and pension with NPS

CAGR Calculator

Calculate compound annual growth rate of your investments

See all 12 Investment calculators

Lumpsum Calculator

Calculate returns on one-time lumpsum investment

SWP Calculator

Plan systematic withdrawals from your mutual fund corpus

SIP with Inflation Calculator

See real SIP returns after adjusting for inflation

Daily SIP Calculator

Compare daily SIP vs monthly SIP returns

Step Up SIP Calculator

See how increasing your SIP annually accelerates wealth growth vs regular SIP

Mutual Fund Calculator

Calculate mutual fund returns for SIP and lumpsum investments with CAGR

ETF Calculator

Calculate ETF returns and see how expense ratio impacts your wealth over time

Brokerage Calculator

Calculate stock trading charges — STT, GST, stamp duty, and net P&L

Dividend Yield Calculator

Calculate dividend income and yield from stock investments

Savings & Loans

17 calculators

EMI Calculator

Calculate monthly EMI for home, car, or personal loans

PPF Calculator

Calculate Public Provident Fund returns over 15+ years

FD Calculator

Calculate fixed deposit maturity with compound interest

See all 17 Savings & Loans calculators

RD Calculator

Calculate recurring deposit maturity value

Home Loan EMI Calculator

Calculate home loan EMI based on property value and down payment

Car Loan EMI Calculator

Calculate car loan EMI with down payment and tenure options

Personal Loan EMI Calculator

Calculate personal loan EMI and total interest outgo

Education Loan Calculator

Calculate education loan EMI with moratorium and 80E tax benefits

EPF Calculator

Calculate Employee Provident Fund corpus at retirement with employer contributions

SSY Calculator

Calculate Sukanya Samriddhi Yojana maturity value for your daughter

NSC Calculator

Calculate National Savings Certificate returns with 80C tax benefits

APY Calculator

Find your Atal Pension Yojana monthly contribution for guaranteed pension

SCSS Calculator

Calculate Senior Citizens Savings Scheme quarterly interest payouts

Simple Interest Calculator

Calculate simple interest and maturity value

Compound Interest Calculator

Calculate compound interest with different compounding frequencies

Inflation Calculator

Calculate future cost adjusted for inflation

Chit Fund Calculator

Calculate chit fund returns, monthly dividends, and effective interest rate

Tax & Salary

7 calculators

HRA Calculator

Calculate your HRA tax exemption amount

Income Tax Calculator

Calculate income tax under old and new regime for FY 2025-26

Gratuity Calculator

Calculate gratuity for private and government employees

See all 7 Tax & Salary calculators

ELSS Calculator

Calculate tax-saving ELSS mutual fund returns with Section 80C benefits

TDS Calculator

Calculate TDS on salary, rent, professional fees, and more

GST Calculator

Add or remove GST with CGST, SGST, IGST breakdown

Salary Calculator

Calculate in-hand salary from CTC with full breakup

Retirement & Insurance

4 calculators

Retirement Calculator

Plan your retirement corpus with inflation-adjusted projections

FIRE Calculator

Calculate your FIRE number and years to financial independence

Coast FIRE Calculator

Find out how much you need to stop contributing and still retire

See all 4 Retirement & Insurance calculators

Term Insurance Calculator

Estimate term insurance coverage needs and premium costs

Returns & Misc

5 calculators

Gold Return Calculator

Calculate profit/loss on gold investment with making charges

Silver Return Calculator

Calculate profit/loss on silver investment with making charges

SGB Calculator

Calculate Sovereign Gold Bond returns with interest and tax

See all 5 Returns & Misc calculators

Stamp Duty Calculator

Calculate stamp duty and registration charges across Indian states

Rental Yield Calculator

Calculate gross and net rental yield on property investment

Popular Calculations

→ SIP of ₹5,000/month for 10 years at 12% → SIP of ₹10,000/month for 15 years at 12% → EMI on ₹50L loan at 8.5% for 20 years → EMI on ₹30L loan at 9% for 15 years → Income tax on ₹12L (New Regime) → Income tax on ₹15L (New Regime)

Compare & Decide

Old vs New Tax Regime

Which regime saves you more tax?

SIP vs Lumpsum

Which investment style grows more?

Loan Comparison

Compare two loan offers side by side

Why Return Calculator?

Return Calculator is built for India — with Indian number formatting (lakhs and crores), current tax slabs, and schemes like PPF, NPS, and HRA that no global calculator covers.

Every calculator shows interactive charts, year-by-year breakdowns, and results you can share on WhatsApp. Dark mode by default. Mobile-first. No ads, no sign-up, no bloat.