NPS Returns — ₹1,000/month for 10 Years (25% Equity)
Pre-calculated NPS corpus and pension estimate
Total Invested
₹1,20,000
Total Corpus
₹1,84,166
Lump Sum (60%)
₹1,10,500
Monthly Pension
₹368
Your total NPS investment of ₹1,20,000 grows to a corpus of ₹1,84,166 (53% returns). At retirement, you receive ₹1,10,500 as a tax-free lump sum and an estimated monthly pension of ₹368. With 25% equity allocation, expected return is 8% p.a.
| Year | Invested | Corpus |
|---|---|---|
| 1 | ₹12,000 | ₹12,533 |
| 2 | ₹24,000 | ₹26,106 |
| 3 | ₹36,000 | ₹40,806 |
| 4 | ₹48,000 | ₹56,726 |
| 5 | ₹60,000 | ₹73,967 |
| 6 | ₹72,000 | ₹92,639 |
| 7 | ₹84,000 | ₹1,12,861 |
| 8 | ₹96,000 | ₹1,34,761 |
| 9 | ₹1,08,000 | ₹1,58,479 |
| 10 | ₹1,20,000 | ₹1,84,166 |
| Year | Age | Invested | Corpus Value |
|---|---|---|---|
| 1 | 31 | ₹12,000 | ₹12,533 |
| 2 | 32 | ₹24,000 | ₹26,106 |
| 3 | 33 | ₹36,000 | ₹40,806 |
| 4 | 34 | ₹48,000 | ₹56,726 |
| 5 | 35 | ₹60,000 | ₹73,967 |
| 6 | 36 | ₹72,000 | ₹92,639 |
| 7 | 37 | ₹84,000 | ₹1,12,861 |
| 8 | 38 | ₹96,000 | ₹1,34,761 |
| 9 | 39 | ₹1,08,000 | ₹1,58,479 |
| 10 | 40 | ₹1,20,000 | ₹1,84,166 |