NPS Returns — ₹1,000/month for 10 Years (50% Equity)
Pre-calculated NPS corpus and pension estimate
Total Invested
₹1,20,000
Total Corpus
₹2,06,552
Lump Sum (60%)
₹1,23,931
Monthly Pension
₹413
Your total NPS investment of ₹1,20,000 grows to a corpus of ₹2,06,552 (72% returns). At retirement, you receive ₹1,23,931 as a tax-free lump sum and an estimated monthly pension of ₹413. With 50% equity allocation, expected return is 10% p.a.
| Year | Invested | Corpus |
|---|---|---|
| 1 | ₹12,000 | ₹12,670 |
| 2 | ₹24,000 | ₹26,667 |
| 3 | ₹36,000 | ₹42,130 |
| 4 | ₹48,000 | ₹59,212 |
| 5 | ₹60,000 | ₹78,082 |
| 6 | ₹72,000 | ₹98,929 |
| 7 | ₹84,000 | ₹1,21,958 |
| 8 | ₹96,000 | ₹1,47,399 |
| 9 | ₹1,08,000 | ₹1,75,504 |
| 10 | ₹1,20,000 | ₹2,06,552 |
| Year | Age | Invested | Corpus Value |
|---|---|---|---|
| 1 | 31 | ₹12,000 | ₹12,670 |
| 2 | 32 | ₹24,000 | ₹26,667 |
| 3 | 33 | ₹36,000 | ₹42,130 |
| 4 | 34 | ₹48,000 | ₹59,212 |
| 5 | 35 | ₹60,000 | ₹78,082 |
| 6 | 36 | ₹72,000 | ₹98,929 |
| 7 | 37 | ₹84,000 | ₹1,21,958 |
| 8 | 38 | ₹96,000 | ₹1,47,399 |
| 9 | 39 | ₹1,08,000 | ₹1,75,504 |
| 10 | 40 | ₹1,20,000 | ₹2,06,552 |