NPS Returns — ₹1,000/month for 10 Years (75% Equity)
Pre-calculated NPS corpus and pension estimate
Total Invested
₹1,20,000
Total Corpus
₹2,32,339
Lump Sum (60%)
₹1,39,403
Monthly Pension
₹465
Your total NPS investment of ₹1,20,000 grows to a corpus of ₹2,32,339 (94% returns). At retirement, you receive ₹1,39,403 as a tax-free lump sum and an estimated monthly pension of ₹465. With 75% equity allocation, expected return is 12% p.a.
| Year | Invested | Corpus |
|---|---|---|
| 1 | ₹12,000 | ₹12,809 |
| 2 | ₹24,000 | ₹27,243 |
| 3 | ₹36,000 | ₹43,508 |
| 4 | ₹48,000 | ₹61,835 |
| 5 | ₹60,000 | ₹82,486 |
| 6 | ₹72,000 | ₹1,05,757 |
| 7 | ₹84,000 | ₹1,31,979 |
| 8 | ₹96,000 | ₹1,61,527 |
| 9 | ₹1,08,000 | ₹1,94,822 |
| 10 | ₹1,20,000 | ₹2,32,339 |
| Year | Age | Invested | Corpus Value |
|---|---|---|---|
| 1 | 31 | ₹12,000 | ₹12,809 |
| 2 | 32 | ₹24,000 | ₹27,243 |
| 3 | 33 | ₹36,000 | ₹43,508 |
| 4 | 34 | ₹48,000 | ₹61,835 |
| 5 | 35 | ₹60,000 | ₹82,486 |
| 6 | 36 | ₹72,000 | ₹1,05,757 |
| 7 | 37 | ₹84,000 | ₹1,31,979 |
| 8 | 38 | ₹96,000 | ₹1,61,527 |
| 9 | 39 | ₹1,08,000 | ₹1,94,822 |
| 10 | 40 | ₹1,20,000 | ₹2,32,339 |