NPS Returns — ₹10,000/month for 10 Years (25% Equity)
Pre-calculated NPS corpus and pension estimate
Total Invested
₹12,00,000
Total Corpus
₹18,41,657
Lump Sum (60%)
₹11,04,994
Monthly Pension
₹3,683
Your total NPS investment of ₹12,00,000 grows to a corpus of ₹18,41,657 (53% returns). At retirement, you receive ₹11,04,994 as a tax-free lump sum and an estimated monthly pension of ₹3,683. With 25% equity allocation, expected return is 8% p.a.
| Year | Invested | Corpus |
|---|---|---|
| 1 | ₹1,20,000 | ₹1,25,329 |
| 2 | ₹2,40,000 | ₹2,61,061 |
| 3 | ₹3,60,000 | ₹4,08,058 |
| 4 | ₹4,80,000 | ₹5,67,256 |
| 5 | ₹6,00,000 | ₹7,39,667 |
| 6 | ₹7,20,000 | ₹9,26,388 |
| 7 | ₹8,40,000 | ₹11,28,607 |
| 8 | ₹9,60,000 | ₹13,47,610 |
| 9 | ₹10,80,000 | ₹15,84,791 |
| 10 | ₹12,00,000 | ₹18,41,657 |
| Year | Age | Invested | Corpus Value |
|---|---|---|---|
| 1 | 31 | ₹1,20,000 | ₹1,25,329 |
| 2 | 32 | ₹2,40,000 | ₹2,61,061 |
| 3 | 33 | ₹3,60,000 | ₹4,08,058 |
| 4 | 34 | ₹4,80,000 | ₹5,67,256 |
| 5 | 35 | ₹6,00,000 | ₹7,39,667 |
| 6 | 36 | ₹7,20,000 | ₹9,26,388 |
| 7 | 37 | ₹8,40,000 | ₹11,28,607 |
| 8 | 38 | ₹9,60,000 | ₹13,47,610 |
| 9 | 39 | ₹10,80,000 | ₹15,84,791 |
| 10 | 40 | ₹12,00,000 | ₹18,41,657 |