NPS Returns — ₹10,000/month for 10 Years (50% Equity)
Pre-calculated NPS corpus and pension estimate
Total Invested
₹12,00,000
Total Corpus
₹20,65,520
Lump Sum (60%)
₹12,39,312
Monthly Pension
₹4,131
Your total NPS investment of ₹12,00,000 grows to a corpus of ₹20,65,520 (72% returns). At retirement, you receive ₹12,39,312 as a tax-free lump sum and an estimated monthly pension of ₹4,131. With 50% equity allocation, expected return is 10% p.a.
| Year | Invested | Corpus |
|---|---|---|
| 1 | ₹1,20,000 | ₹1,26,703 |
| 2 | ₹2,40,000 | ₹2,66,673 |
| 3 | ₹3,60,000 | ₹4,21,300 |
| 4 | ₹4,80,000 | ₹5,92,118 |
| 5 | ₹6,00,000 | ₹7,80,824 |
| 6 | ₹7,20,000 | ₹9,89,289 |
| 7 | ₹8,40,000 | ₹12,19,583 |
| 8 | ₹9,60,000 | ₹14,73,993 |
| 9 | ₹10,80,000 | ₹17,55,042 |
| 10 | ₹12,00,000 | ₹20,65,520 |
| Year | Age | Invested | Corpus Value |
|---|---|---|---|
| 1 | 31 | ₹1,20,000 | ₹1,26,703 |
| 2 | 32 | ₹2,40,000 | ₹2,66,673 |
| 3 | 33 | ₹3,60,000 | ₹4,21,300 |
| 4 | 34 | ₹4,80,000 | ₹5,92,118 |
| 5 | 35 | ₹6,00,000 | ₹7,80,824 |
| 6 | 36 | ₹7,20,000 | ₹9,89,289 |
| 7 | 37 | ₹8,40,000 | ₹12,19,583 |
| 8 | 38 | ₹9,60,000 | ₹14,73,993 |
| 9 | 39 | ₹10,80,000 | ₹17,55,042 |
| 10 | 40 | ₹12,00,000 | ₹20,65,520 |