NPS Returns — ₹15,000/month for 15 Years (25% Equity)
Pre-calculated NPS corpus and pension estimate
Total Invested
₹27,00,000
Total Corpus
₹52,25,177
Lump Sum (60%)
₹31,35,106
Monthly Pension
₹10,450
Your total NPS investment of ₹27,00,000 grows to a corpus of ₹52,25,177 (94% returns). At retirement, you receive ₹31,35,106 as a tax-free lump sum and an estimated monthly pension of ₹10,450. With 25% equity allocation, expected return is 8% p.a.
| Year | Invested | Corpus |
|---|---|---|
| 1 | ₹1,80,000 | ₹1,87,994 |
| 2 | ₹3,60,000 | ₹3,91,591 |
| 3 | ₹5,40,000 | ₹6,12,087 |
| 4 | ₹7,20,000 | ₹8,50,884 |
| 5 | ₹9,00,000 | ₹11,09,501 |
| 6 | ₹10,80,000 | ₹13,89,582 |
| 7 | ₹12,60,000 | ₹16,92,911 |
| 8 | ₹14,40,000 | ₹20,21,416 |
| 9 | ₹16,20,000 | ₹23,77,186 |
| 10 | ₹18,00,000 | ₹27,62,485 |
| 11 | ₹19,80,000 | ₹31,79,764 |
| 12 | ₹21,60,000 | ₹36,31,677 |
| 13 | ₹23,40,000 | ₹41,21,098 |
| 14 | ₹25,20,000 | ₹46,51,141 |
| 15 | ₹27,00,000 | ₹52,25,177 |
| Year | Age | Invested | Corpus Value |
|---|---|---|---|
| 1 | 31 | ₹1,80,000 | ₹1,87,994 |
| 2 | 32 | ₹3,60,000 | ₹3,91,591 |
| 3 | 33 | ₹5,40,000 | ₹6,12,087 |
| 4 | 34 | ₹7,20,000 | ₹8,50,884 |
| 5 | 35 | ₹9,00,000 | ₹11,09,501 |
| 6 | 36 | ₹10,80,000 | ₹13,89,582 |
| 7 | 37 | ₹12,60,000 | ₹16,92,911 |
| 8 | 38 | ₹14,40,000 | ₹20,21,416 |
| 9 | 39 | ₹16,20,000 | ₹23,77,186 |
| 10 | 40 | ₹18,00,000 | ₹27,62,485 |
| 11 | 41 | ₹19,80,000 | ₹31,79,764 |
| 12 | 42 | ₹21,60,000 | ₹36,31,677 |
| 13 | 43 | ₹23,40,000 | ₹41,21,098 |
| 14 | 44 | ₹25,20,000 | ₹46,51,141 |
| 15 | 45 | ₹27,00,000 | ₹52,25,177 |