NPS Returns — ₹2,000/month for 15 Years (75% Equity)
Pre-calculated NPS corpus and pension estimate
Total Invested
₹3,60,000
Total Corpus
₹10,09,152
Lump Sum (60%)
₹6,05,491
Monthly Pension
₹2,018
Your total NPS investment of ₹3,60,000 grows to a corpus of ₹10,09,152 (180% returns). At retirement, you receive ₹6,05,491 as a tax-free lump sum and an estimated monthly pension of ₹2,018. With 75% equity allocation, expected return is 12% p.a.
| Year | Invested | Corpus |
|---|---|---|
| 1 | ₹24,000 | ₹25,619 |
| 2 | ₹48,000 | ₹54,486 |
| 3 | ₹72,000 | ₹87,015 |
| 4 | ₹96,000 | ₹1,23,670 |
| 5 | ₹1,20,000 | ₹1,64,973 |
| 6 | ₹1,44,000 | ₹2,11,514 |
| 7 | ₹1,68,000 | ₹2,63,958 |
| 8 | ₹1,92,000 | ₹3,23,053 |
| 9 | ₹2,16,000 | ₹3,89,643 |
| 10 | ₹2,40,000 | ₹4,64,678 |
| 11 | ₹2,64,000 | ₹5,49,230 |
| 12 | ₹2,88,000 | ₹6,44,504 |
| 13 | ₹3,12,000 | ₹7,51,862 |
| 14 | ₹3,36,000 | ₹8,72,836 |
| 15 | ₹3,60,000 | ₹10,09,152 |
| Year | Age | Invested | Corpus Value |
|---|---|---|---|
| 1 | 31 | ₹24,000 | ₹25,619 |
| 2 | 32 | ₹48,000 | ₹54,486 |
| 3 | 33 | ₹72,000 | ₹87,015 |
| 4 | 34 | ₹96,000 | ₹1,23,670 |
| 5 | 35 | ₹1,20,000 | ₹1,64,973 |
| 6 | 36 | ₹1,44,000 | ₹2,11,514 |
| 7 | 37 | ₹1,68,000 | ₹2,63,958 |
| 8 | 38 | ₹1,92,000 | ₹3,23,053 |
| 9 | 39 | ₹2,16,000 | ₹3,89,643 |
| 10 | 40 | ₹2,40,000 | ₹4,64,678 |
| 11 | 41 | ₹2,64,000 | ₹5,49,230 |
| 12 | 42 | ₹2,88,000 | ₹6,44,504 |
| 13 | 43 | ₹3,12,000 | ₹7,51,862 |
| 14 | 44 | ₹3,36,000 | ₹8,72,836 |
| 15 | 45 | ₹3,60,000 | ₹10,09,152 |