NPS Returns — ₹25,000/month for 15 Years (25% Equity)
Pre-calculated NPS corpus and pension estimate
Total Invested
₹45,00,000
Total Corpus
₹87,08,629
Lump Sum (60%)
₹52,25,177
Monthly Pension
₹17,417
Your total NPS investment of ₹45,00,000 grows to a corpus of ₹87,08,629 (94% returns). At retirement, you receive ₹52,25,177 as a tax-free lump sum and an estimated monthly pension of ₹17,417. With 25% equity allocation, expected return is 8% p.a.
| Year | Invested | Corpus |
|---|---|---|
| 1 | ₹3,00,000 | ₹3,13,323 |
| 2 | ₹6,00,000 | ₹6,52,652 |
| 3 | ₹9,00,000 | ₹10,20,145 |
| 4 | ₹12,00,000 | ₹14,18,140 |
| 5 | ₹15,00,000 | ₹18,49,168 |
| 6 | ₹18,00,000 | ₹23,15,971 |
| 7 | ₹21,00,000 | ₹28,21,518 |
| 8 | ₹24,00,000 | ₹33,69,026 |
| 9 | ₹27,00,000 | ₹39,61,977 |
| 10 | ₹30,00,000 | ₹46,04,142 |
| 11 | ₹33,00,000 | ₹52,99,607 |
| 12 | ₹36,00,000 | ₹60,52,794 |
| 13 | ₹39,00,000 | ₹68,68,496 |
| 14 | ₹42,00,000 | ₹77,51,901 |
| 15 | ₹45,00,000 | ₹87,08,629 |
| Year | Age | Invested | Corpus Value |
|---|---|---|---|
| 1 | 31 | ₹3,00,000 | ₹3,13,323 |
| 2 | 32 | ₹6,00,000 | ₹6,52,652 |
| 3 | 33 | ₹9,00,000 | ₹10,20,145 |
| 4 | 34 | ₹12,00,000 | ₹14,18,140 |
| 5 | 35 | ₹15,00,000 | ₹18,49,168 |
| 6 | 36 | ₹18,00,000 | ₹23,15,971 |
| 7 | 37 | ₹21,00,000 | ₹28,21,518 |
| 8 | 38 | ₹24,00,000 | ₹33,69,026 |
| 9 | 39 | ₹27,00,000 | ₹39,61,977 |
| 10 | 40 | ₹30,00,000 | ₹46,04,142 |
| 11 | 41 | ₹33,00,000 | ₹52,99,607 |
| 12 | 42 | ₹36,00,000 | ₹60,52,794 |
| 13 | 43 | ₹39,00,000 | ₹68,68,496 |
| 14 | 44 | ₹42,00,000 | ₹77,51,901 |
| 15 | 45 | ₹45,00,000 | ₹87,08,629 |