NPS Returns — ₹5,000/month for 15 Years (75% Equity)
Pre-calculated NPS corpus and pension estimate
Total Invested
₹9,00,000
Total Corpus
₹25,22,880
Lump Sum (60%)
₹15,13,728
Monthly Pension
₹5,046
Your total NPS investment of ₹9,00,000 grows to a corpus of ₹25,22,880 (180% returns). At retirement, you receive ₹15,13,728 as a tax-free lump sum and an estimated monthly pension of ₹5,046. With 75% equity allocation, expected return is 12% p.a.
| Year | Invested | Corpus |
|---|---|---|
| 1 | ₹60,000 | ₹64,047 |
| 2 | ₹1,20,000 | ₹1,36,216 |
| 3 | ₹1,80,000 | ₹2,17,538 |
| 4 | ₹2,40,000 | ₹3,09,174 |
| 5 | ₹3,00,000 | ₹4,12,432 |
| 6 | ₹3,60,000 | ₹5,28,785 |
| 7 | ₹4,20,000 | ₹6,59,895 |
| 8 | ₹4,80,000 | ₹8,07,633 |
| 9 | ₹5,40,000 | ₹9,74,108 |
| 10 | ₹6,00,000 | ₹11,61,695 |
| 11 | ₹6,60,000 | ₹13,73,074 |
| 12 | ₹7,20,000 | ₹16,11,261 |
| 13 | ₹7,80,000 | ₹18,79,656 |
| 14 | ₹8,40,000 | ₹21,82,090 |
| 15 | ₹9,00,000 | ₹25,22,880 |
| Year | Age | Invested | Corpus Value |
|---|---|---|---|
| 1 | 31 | ₹60,000 | ₹64,047 |
| 2 | 32 | ₹1,20,000 | ₹1,36,216 |
| 3 | 33 | ₹1,80,000 | ₹2,17,538 |
| 4 | 34 | ₹2,40,000 | ₹3,09,174 |
| 5 | 35 | ₹3,00,000 | ₹4,12,432 |
| 6 | 36 | ₹3,60,000 | ₹5,28,785 |
| 7 | 37 | ₹4,20,000 | ₹6,59,895 |
| 8 | 38 | ₹4,80,000 | ₹8,07,633 |
| 9 | 39 | ₹5,40,000 | ₹9,74,108 |
| 10 | 40 | ₹6,00,000 | ₹11,61,695 |
| 11 | 41 | ₹6,60,000 | ₹13,73,074 |
| 12 | 42 | ₹7,20,000 | ₹16,11,261 |
| 13 | 43 | ₹7,80,000 | ₹18,79,656 |
| 14 | 44 | ₹8,40,000 | ₹21,82,090 |
| 15 | 45 | ₹9,00,000 | ₹25,22,880 |