What is the in-hand salary for ₹10,00,000 CTC?

For a CTC of ₹10,00,000, the approximate monthly in-hand salary is ₹79,533 under the new tax regime and ₹74,606 under the old regime. The new regime saves you ₹59,134 more per year.

Which tax regime is better for ₹10,00,000 CTC?

For ₹10,00,000 CTC, the new tax regime gives ₹59,134 more take-home pay annually. New regime: ₹9,54,400/year. Old regime: ₹8,95,266/year.

In-Hand Salary for ₹10,00,000 CTC

Pre-calculated salary breakdown for FY 2025-26

New Regime

Better

₹79,533/month

₹9,54,400/year

Income Tax₹0

Employee PF₹21,600

Prof. Tax₹2,400

Effective Tax Rate0%

See full new regime breakdown →

Old Regime

₹74,606/month

₹8,95,266/year

Income Tax₹59,134

Employee PF₹21,600

Prof. Tax₹2,400

Effective Tax Rate6%

See full old regime breakdown →

For ₹10,00,000 CTC, the new regime saves you ₹59,134 more per year (₹4,928/month more take-home).

Compare Other CTC Levels

In-hand salary for ₹3,00,000 CTC
In-hand salary for ₹5,00,000 CTC
In-hand salary for ₹7,00,000 CTC
In-hand salary for ₹12,00,000 CTC
In-hand salary for ₹15,00,000 CTC

Use the interactive income tax calculator →