What is the in-hand salary for ₹18,00,000 CTC?

For a CTC of ₹18,00,000, the approximate monthly in-hand salary is ₹1,34,008 under the new tax regime and ₹1,26,211 under the old regime. The new regime saves you ₹93,559 more per year.

Which tax regime is better for ₹18,00,000 CTC?

For ₹18,00,000 CTC, the new tax regime gives ₹93,559 more take-home pay annually. New regime: ₹16,08,093/year. Old regime: ₹15,14,534/year.

In-Hand Salary for ₹18,00,000 CTC

Pre-calculated salary breakdown for FY 2025-26

New Regime

Better

₹1,34,008/month

₹16,08,093/year

Income Tax₹1,46,307

Employee PF₹21,600

Prof. Tax₹2,400

Effective Tax Rate8.2%

See full new regime breakdown →

Old Regime

₹1,26,211/month

₹15,14,534/year

Income Tax₹2,39,866

Employee PF₹21,600

Prof. Tax₹2,400

Effective Tax Rate13.5%

See full old regime breakdown →

For ₹18,00,000 CTC, the new regime saves you ₹93,559 more per year (₹7,797/month more take-home).

Compare Other CTC Levels

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Use the interactive income tax calculator →