In-Hand Salary for ₹30,00,000 CTC
Pre-calculated salary breakdown for FY 2025-26
New Regime
Better₹2,07,112/month
₹24,85,339/year
Income Tax₹4,69,061
Employee PF₹21,600
Prof. Tax₹2,400
Effective Tax Rate15.7%
Old Regime
₹2,00,003/month
₹24,00,038/year
Income Tax₹5,54,362
Employee PF₹21,600
Prof. Tax₹2,400
Effective Tax Rate18.6%
For ₹30,00,000 CTC, the new regime saves you ₹85,301 more per year (₹7,108/month more take-home).