In-Hand Salary for ₹4,00,000 CTC
Pre-calculated salary breakdown for FY 2025-26
New Regime
Better₹29,933/month
₹3,59,200/year
Income Tax₹0
Employee PF₹19,200
Prof. Tax₹2,400
Effective Tax Rate0%
Old Regime
₹29,933/month
₹3,59,200/year
Income Tax₹0
Employee PF₹19,200
Prof. Tax₹2,400
Effective Tax Rate0%
For ₹4,00,000 CTC, the new regime saves you ₹0 more per year (₹0/month more take-home).