In-Hand Salary for ₹9,00,000 CTC
Pre-calculated salary breakdown for FY 2025-26
New Regime
Better₹71,200/month
₹8,54,400/year
Income Tax₹0
Employee PF₹21,600
Prof. Tax₹2,400
Effective Tax Rate0%
Old Regime
₹67,728/month
₹8,12,738/year
Income Tax₹41,662
Employee PF₹21,600
Prof. Tax₹2,400
Effective Tax Rate4.7%
For ₹9,00,000 CTC, the new regime saves you ₹41,662 more per year (₹3,472/month more take-home).